Author name: Oath Healthcare

Direct payments let you take your council-funded personal budget as money and choose your own home care agency. Who qualifies, what’s allowed, and how to set them up.

How much does home care cost? Real 2026 UK prices – from 25 pounds/hour visiting care to live-in care – what moves the price, and five ways to pay less.

What happens in a care needs assessment? How to request one, the questions they ask, and how to prepare so the assessment reflects real life – in plain English.

Paying for care at home: the four funding routes – NHS Continuing Healthcare, council funding, benefits and self-funding – and the order to check them, in plain English.

What is a deferred payment agreement? Who qualifies, what interest and fees really cost, and the two checks worth making before you sign – in plain English.

Can you gift money or your home before paying for care? The deprivation of assets rules, the 7-year rule myth, and what councils actually check – in plain English.

UK 2026 plain-English guide to hospital discharge care. The 4 NHS Pathways, intermediate care, reablement, and discharge-to-assess explained. What’s free for 6 weeks, what’s NHS Continuing Healthcare, what to ask the discharge team. Free assessment with Oath Healthcare — same-day discharge support available.

UK 2026 pricing guide for live-in care: standard from GBP 1,100/week, dementia from GBP 1,200/week, complex from GBP 1,300/week, palliative from GBP 1,350/week. 24-hour two-carer care from GBP 1,800/week. NHS Continuing Healthcare can fund 100%. Free written quote with Oath Healthcare.

UK 2026 guide to overnight care at home. Sleeping nights (from GBP 180/night) vs waking nights (from GBP 260/night) – when to choose each, what they include, who pays. How to choose a provider that provides same-carer continuity. Free assessment with Oath Healthcare.

UK 2026 guide to palliative care at home. What it is, what it costs (from GBP 1,350/week live-in), and how the NHS can fully fund it within 48 hours via Fast-Track Continuing Healthcare. How to choose a provider you can trust with end-of-life care. Free assessment with Oath Healthcare.